Commercial lending is the only thing we do – and we’re great at it.
Our team has deep expertise with both the SBA and USDA government-guaranteed lending programs. We guide and educate our customers throughout the loan journey, cutting through the red tape and expediting the process.
SBA 7(a) Loans
Chatham Business Capital is a Top 50 SBA 7(a) lender nationwide. Our SBA loan solutions provide up to $5MM for any combination of:
- Owner-occupied Commercial Real Estate, Construction/Improvements
- Equipment and Heavy Machinery
- Business Acquisitions and/or Partner Buyouts
- Debt Restructuring and Refinance
- Franchise Financing (select, established concepts)
USDA Loans
For businesses in rural areas, our USDA loan solutions provide up to $25MM for any combination of:
- Commercial Real Estate (owner-occupied and investment properties), Construction/ Improvements
- Equipment and Heavy Machinery
- Franchise Financing (select, established concepts)
Benefits to Our Borrowers
Whether SBA 7(a) or USDA, all Chatham Business Capital loan customers receive:
Low down payments (Zero down payment on some SBA loans)
Long terms for lower monthly payments (up to 25 years for SBA; up to 40 years for USDA)
No balloons, covenants, call provisions nor future fees
Low, friendly, flexible pre-payment terms
A highly consultative approach for a custom solution
Complimentary pre-screens and proposals
Exceptional communication and service
Getting Started
Lending is not just a numbers game at Chatham Business Capital. We get to know our customers, their businesses and their visions for the future. Our experienced team of Business Development Officers speak with prospective borrowers to gain an understanding of where their businesses are today, and what their goals are for the future. Only after establishing this foundation will we begin to think about the loan structures and solutions that will best meet our customers’ needs.
This highly-consultative approach sets us apart from traditional bankers and is a key advantage in our ability to present unique solutions and loan structures that enable business owners to think bigger about what’s possible.
Whether you’re a referral source or a business owner, our process starts with a simple conversation.
Let’s get to know one another, and see if we’d be a good fit for your financing needs.
Don’t take our word for it,
here’s what our customers have to say:
A Division of First Chatham Bank. Member FDIC.
Loans are subject to SBA or USDA terms and bank approval.