Our team has deep expertise with both the SBA and USDA government-guaranteed lending programs. We guide and educate our customers throughout the loan journey, cutting through the red tape and expediting the process.
Low down payments (Zero down payment on some SBA loans)
Long terms for lower monthly payments (up to 25 years for SBA; up to 40 years for USDA)
No balloons, covenants, call provisions nor future fees
Low, friendly, flexible pre-payment terms
A highly consultative approach for a custom solution
Complimentary pre-screens and proposals
Exceptional communication and service
Lending is not just a numbers game at Chatham Business Capital. We get to know our customers, their businesses and their visions for the future. Our experienced team of Business Development Officers speak with prospective borrowers to gain an understanding of where their businesses are today, and what their goals are for the future. Only after establishing this foundation will we begin to think about the loan structures and solutions that will best meet our customers’ needs.
This highly-consultative approach sets us apart from traditional bankers and is a key advantage in our ability to present unique solutions and loan structures that enable business owners to think bigger about what’s possible.
A Division of First Chatham Bank. Member FDIC.
Loans are subject to SBA or USDA terms and bank approval.